Unlike traditional retail, CBD and hemp merchants operate in a “high-risk” category. Mainstream payment processors can freeze accounts, apply elevated fees, or shut down services without warning — often based on automated risk flags rather than real compliance issues.

This guide from Cova Software breaks down how payment processing actually works for CBD and hemp, and what retailers should evaluate before choosing a provider.


Inside this free report, you’ll learn:

  • How credit card networks, FDA rules, and state-by-state regulations impact payment approval
  • The key differences between traditional processors and CBD-specialized solutions
  • What to expect during merchant account underwriting
  • The real cost drivers behind processing fees
  • How to evaluate chargeback protection, compliance support, and scalability

The report also compares leading CBD-friendly payment processors based on compliance readiness, pricing transparency, chargeback safeguards, integration capabilities, and more.

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